Hello, I'm Hauwa Dalhatu Gwarzo

I build fintech ecosystems that solve real problems. As a Senior Product Manager with 5+ years' experience, I've launched platforms like Zainpay, ZainPOS, and Zainbatch. I currently lead product at Betastack and consult for DT Microfinance Bank on innovation, regulation, and inclusion.

Experience

Senior Product Manager – Betastack (2023 – Present)

Led product and engineering teams to build a multi-channel payment gateway, real-time POS dashboards, and advanced card processing systems.

Management Consultant – DT Microfinance Bank (2024 – Present)

Advising on digital transformation, regulatory frameworks, and financial inclusion for underserved markets.

Product Manager – Logicbud (2021 – 2022)

Built HealthPay and Zainmoni, improving efficiency in hospitals and tax systems across Kano.

Products

Zainpay

Integrated NIBSS and multiple processors for seamless NGN and USD payments.

ZainPOS

POS system with QR code payments, real-time dashboards, and automated dispute resolution.

Zainbatch

Automated fund disbursement for salaries, grants, and loans with full reporting tools.

HealthPay

Hospital billing solution that streamlined verification and transaction processes.

Zainmoni

State revenue platform for real-time non-tax and tax collections.

Contact

Email: hauwaa.dalhatu@gmail.com

Phone: +2348069822442

LinkedIn: linkedin.com/in/hauwaadalhatu